When the "Get My Payment" tool displays the message "Need More Information," it indicates one of the following situations:
It is important to note that the IRS is no longer accepting bank account information through the "Get My Payment" tool. If you do not receive your payment in the specified year, you may be eligible to claim the Recovery Rebate Credit when you file your tax return for that year.
Sources:
Publication 5420 (5/2020)
Publication 17 (2023)
Publication 5420-B (9/2020)
Publication 5412-C (4/2020)